The Association of Malaysia Credit Recovery Agencies (AMCRA), officially registered under PPM-005-10-11092025, was officially formed…
United in Recovery
Growing Together
AMCRA champions collaboration, industry excellence,
the advancement of professional credit recovery standards nationwide.
Association Of Malaysia Credit Recovery Agencies (AMCRA)
AMCRA is the leading Credit Recovery Agency Association in Malaysia, dedicated to strengthening the industry through ethical conduct, professional governance, and compliance-based guidance. We support recovery agencies with industry standards, regulatory alignment, and ongoing professional development to build a more accountable and sustainable debt recovery ecosystem.
We work closely with key stakeholders including Bank Negara Malaysia, CCOB, banks, credit companies, insurers, and telco providers to promote responsible and transparent collection practices that align with national standards.

Collective Strength
We unite industry players to share knowledge, align on best practices, and drive a stronger, more responsible credit recovery ecosystem.

Operational Excellence
We focus on improving operational workflows, promoting best practices, and ensuring ethical and responsible credit recovery.
Advancing the credit recovery sector through collaboration and excellence.
We unite the industry to raise standards and responsible practices, working closely with regulators to ensure integrity and transparency. We promote ethics, strong governance, and continuous professional growth, while driving innovation to build a stronger, future ready credit recovery ecosystem.
Executive Committee
This Executive Committee leads with vision, accountability, and a dedication to industry excellence. Together, they drive initiatives that support members and elevate Malaysia’s debt-recovery standards.

Mr. Rohan Jayaratnam
PRESIDENT

Dato' Mohd Shahrom Bin Mohd Rafik, DIMP
DEPUTY PRESIDENT

Mr. Suresh Rao Subramaniam A.M.W
SECRETARY

Mr. Mohd Azlan Bin Subahan
TREASURER
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The Association of Malaysia Credit Recovery Agencies (AMCRA) is proud to announce the official launch of its new website, providing…
The Association of Malaysia Credit Recovery Agencies (AMCRA), officially registered under PPM-005-10-11092025, was officially formed on 11 September 2025, marking…


